Privacy Policy

If You have any questions about this Privacy Policy, You can contact us:

Last updated: September 15, 2023

Our Privacy Policy outlines how We collect, use, and disclose Your information when You use Our Service. It also explains Your privacy rights and how the law protects You. We utilize Your Data to enhance and optimize the Service. 

By using the Service, You consent to collecting and using Your information per Our Privacy Policy.

Interpretation and Definitions

Interpretation

The initial-letter capitalized words have defined meanings under the conditions listed below. The same definitions apply to singular and plural forms.

Definitions

For this Privacy Policy:

  • Account means a unique account created for You to access Our Service or parts of Our Service.
  • Company (referred to as either "the Company," "We," "Us," or "Our" in this Agreement) refers to Florida Insurance Guide, 12385 Sorrento Road, Suite C-1 Pensacola, FL 32507.
  • Cookies are small files containing details of browsing history placed on Your computer or mobile device by a website.
  • Country refers to Florida, United States.
  • Device means any device that can access the Service, such as a computer, a cellphone, or a digital tablet.
  • Personal Data is any information that relates to an identified or identifiable individual.
  • Service refers to the website.
  • Service Provider means any natural or legal person who processes the Data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service, or to assist the Company in analyzing how the Service is used.
  • Usage Data refers to Data collected automatically, either generated by the Service or from the Service infrastructure (for example, the duration of a page visit).
  • Website refers to Florida Insurance Guide, accessible from floridainsuranceguide.com
  • You means the individual accessing or using the Service, or the Company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

When You use Our Service, We may request personally identifiable information from You, which can be used to contact or identify You. This information may include, but is not limited to:

  • Email address
  • First name and last name
  • Phone number
  • Address, State, Province, ZIP/Postal code, City
  • Usage Data

Usage Data

While using the Service, Usage Data is collected automatically. This Data may include information such as the Internet Protocol (IP) address of Your device, the type and version of Your browser, the pages within Our Service that You access, the date and time of Your visit, the duration of Your visit, unique device identifiers, and other diagnostic Data.

If You use a mobile device to access the Service, We may collect certain information automatically. This information includes details such as the type of mobile device You use, the unique ID of Your device, Your device's IP address, the operating system of Your mobile, the type of mobile internet browser You use, and other diagnostic Data. 

Additionally, whenever You visit Our Service or use it through a mobile device, We may collect information that Your browser sends.

Tracking Technologies and Cookies

We utilize Cookies and comparable tracking technologies to observe the activity on Our Service and save specific details. These tracking technologies include beacons, tags, and scripts that accumulate and track information to enhance and analyze Our Service. The technologies We utilize may encompass the following:

  • Cookies or Browser Cookies. A Cookie is a tiny file that is stored on Your device. You can instruct Your browser to reject all Cookies or notify You when a Cookie is sent. But if You decline Cookies, certain parts of Our Service may not be accessible to You. If You haven't adjusted Your browser settings to reject Cookies, Our Service may use Them.
  • Web Beacons. Certain sections of Our Service and Our emails may contain small electronic files known as Web Beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a particular section and verifying system and server integrity).

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser.

We utilize both Session and Persistent Cookies to achieve the objectives stated below:

Necessary / Essential Cookies 

  • Type: Session Cookies 
  • Administered by: Us
  • Purpose: These Cookies are essential to provide You with services available through the website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. 

Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.

Cookies Policy / Notice Acceptance Cookies 

  • Type: Persistent Cookies 
  • Administered by: Us 
  • Purpose: These Cookies identify if users have accepted the use of Cookies on the website

Functionality Cookies 

  • Type: Persistent Cookies 
  • Administered by: Us 
  • Purpose: These Cookies allow us to remember choices You make when You use the website, such as Your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid having to re-enter Your preferences every time You use the website.

For more information about the Cookies We use and Your choices regarding Cookies, please visit Our Cookies Policy or the Cookies section of Our Privacy Policy.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

  • To provide and maintain Our Service, including monitoring the usage of Our Service.
  • To manage Your Account: to manage Your registration as a Service user. The Data You provide allows access to various Service functions as a registered User.
  • For the performance of a contract: the development, compliance, and undertaking of the purchase contract for the products, items, or services You have purchased or of any other contract with Us through the Service.
  • To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products, or contracted services, including the security updates, when necessary or reasonable for their implementation.
  • To provide You with: news, special offers, and general information about other goods, services, and events We offer similar to those You have already purchased or inquired about unless You have opted not to receive such information.
  • To manage Your requests: To attend and manage Your requests to Us.
  • For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about Our Service users is among the assets transferred.
  • For other purposes: We may use Your information for other purposes, such as Data analysis, identifying usage trends, determining the effectiveness of Our promotional campaigns, and evaluating and improving Our Service, products, services, marketing, and Your experience.

We may share Your personal information in the following situations:

  • With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of Our Service to contact You.
  • For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
  • With Affiliates: We may share Your information with Our affiliates, in which case We will require those affiliates to honor this Privacy Policy. Affiliates include Our parent Company and any other subsidiaries, joint venture partners, or other companies that We control or are under common control with Us.
  • With business partners: We may share Your information with Our business partners to offer You certain products, services, or promotions.
  • With other users: when You share personal information or otherwise interact in public areas with other users, such information may be viewed by all users and may be publicly distributed outside.
  • With Your consent: We may disclose Your personal information for any other purpose with Your consent.

Retention of Your Personal Data

The duration for which the Company will keep Your Personal Data will be only for the period deemed necessary as per the objectives stated in this Privacy Policy. We will hold and utilize Your Personal Data per the requirements to fulfill Our legal obligations, such as retaining Your Data to comply with relevant laws and regulations, settling disputes, and enforcing our policies and agreements.

The Company will keep Usage Data for internal analysis purposes. Typically, Usage Data is only kept for a short period unless used to enhance the security or functionality of Our Service or if We are legally required to keep it for a more extended period.

Transfer of Your Personal Data

Your Personal Data and other information are processed in the Company's operating offices and other locations where processing parties are present. Your information may be transferred and maintained on computers outside Your state, province, country, or other governmental jurisdiction where Data protection laws differ from Yours.

By giving Your consent to this Privacy Policy and providing Your information, You agree to transfer Your Data. The Company will take all necessary measures to ensure that Your Data is treated with utmost security and complies with this Privacy Policy. 

Additionally, Your Personal Data will only be transferred to an organization or country with adequate controls in place to safeguard Your Data and other personal information.

Delete Your Personal Data

You have the right to request the deletion of Your Personal Data collected by Us. Our Service may provide options to delete Your information.

You may update, amend, or delete Your information at any time by signing in to Your Account if You have one and visiting the account settings section that allows You to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us.

Please note, however, that We may need to retain certain information when We have a legal obligation or lawful basis to do so.

Disclosure of Your Personal Data

Business Transactions

If the Company undergoes a merger, acquisition, or sale of assets, Your Personal Data may be transferred. We will notify You before the transfer and provide information about the new Privacy Policy.

Law Enforcement

The Company may disclose Your Personal Data if required by law or valid requests by public authorities. (e.g., a court or a government agency).

Other Legal Requirements

The Company may disclose Your Personal Data, if it is believed to be necessary in good faith, to:

  • Comply with a legal obligation
  • Protect and defend the rights or property of the Company
  • Prevent or investigate possible wrongdoing in connection with the Service
  • Protect the personal safety of Users of the Service or the public
  • Protect against legal liability

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. Although We try to protect Your Personal Data with commercially acceptable means, We cannot ensure its absolute security.

Children's Privacy

Please note that Our Service is not intended for individuals under the age of 13. We do not intentionally gather any personally identifiable information from minors under the age of 13. If You are a parent or legal guardian and become aware that Your child has provided Us with Personal Data, kindly reach out to Us.

If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.

If We need to process Your information based on consent and Your country requires parental consent, We may request Your parent's consent before collecting and using Your information.

Links to Other Websites

Our Service may contain links to other websites not operated by Us. If You click on a third-party link, You will be directed to that third-party's site. We highly recommend that You review the Privacy Policy of every site You visit.

We are not responsible for third-party sites or services' content, privacy policies, or practices.

Changes to this Privacy Policy

We will inform You of any changes to Our Privacy Policy by posting the updated policy on this page. We will notify You via email and/or a prominent notice on Our Service before the change becomes effective and update the "Last Updated" date at the top of this Privacy Policy.

You should review this Privacy Policy regularly, as any changes will become effective once posted on this page.

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